Cookie Policy

Last Updated: 8/19/2025

Kashu, Inc. (“Kashu,” “we,” “our,” or “us”) uses cookies and similar technologies to enhance your browsing experience, improve our services, and protect your security. This Cookie Policy explains what cookies are, how we use them, and your choices regarding their use.

1. What Are Cookies?

Cookies are small text files that are downloaded to your device (computer, smartphone, tablet, or other internet-enabled device) when you access a website or application. They contain information that allows websites to recognize your device and remember certain details about your visit.

There are different types of cookies, including:

• Session Cookies – Temporary cookies that are erased when you close your browser. These are typically used to remember actions during a single browsing session, such as keeping you logged in while navigating between pages.
• Persistent Cookies – Stored on your device for a set period of time or until you delete them. These allow websites to remember you across multiple visits, such as your saved login details or customized preferences.
• First-Party Cookies – Set directly by the website you are visiting. These support core functionality such as authentication and personalization.
• Third-Party Cookies – Set by external services integrated into the website, such as analytics providers, social media platforms, or advertisers.

Cookies are widely used because they make web experiences more efficient, secure, and personalized. Without them, many features—such as staying logged into your account, saving payment preferences, or maintaining a shopping cart—would not work properly.

2. How We Use Cookies

At Kashu, we use cookies and similar tracking technologies to ensure our platform is secure, efficient, and easy to use. Our cookie usage supports both operational needs and the continuous improvement of our products.

Specifically, we use cookies for the following purposes:

• Essential Cookies
  These are required for the operation of our website and mobile application. They enable you to log in securely, authenticate your identity, and access key features such as account dashboards, payment services, and fraud protection measures. Disabling these cookies may prevent you from accessing core parts of the Kashu platform.
• Performance & Analytics Cookies
  These help us understand how users interact with our site and app. For example, they track which pages are visited most often, how long users spend on certain pages, and whether users encounter error messages. This information allows us to improve site navigation, optimize app performance, and deliver a smoother experience.
• Functional Cookies
  These allow us to remember your choices and preferences, such as language settings, saved login sessions, or personalized account views. By remembering your preferences, we reduce the need for repetitive actions and create a more seamless user experience.
• Advertising & Marketing Cookies
  These are used to deliver relevant advertisements to you, both on our platform and across third-party websites. They help us measure the effectiveness of campaigns, limit the number of times you see an ad, and ensure the content is more tailored to your interests.
• Security Cookies
  These are critical for detecting suspicious activity, preventing unauthorized access, and maintaining compliance with financial regulations. They allow us to identify unusual login patterns, protect against fraudulent transactions, and maintain a secure environment for our users.

3. Third-Party Cookies

In addition to the cookies that Kashu sets directly, we work with trusted third-party service providers who may place their own cookies on your device. These third-party cookies enable integrations that support our platform and help us provide the services you expect.

Examples include:

• Analytics Providers (e.g., Google Analytics, Mixpanel) – These help us understand how users navigate our platform, identify trends, and measure the effectiveness of new features or marketing campaigns.
• Fraud Detection and Security Services – Partners that assist in monitoring for unusual activity, verifying device integrity, and safeguarding user accounts from unauthorized access.
• Customer Support Tools – Third-party chat or helpdesk providers may set cookies to remember user sessions, enabling faster and more personalized support.
• Advertising Networks and Social Media Platforms – These partners may place cookies to deliver targeted advertising and track engagement across multiple platforms (e.g., Google Ads, Meta/Facebook Pixel, LinkedIn).

Please note that these third parties may collect information about your browsing behavior across different websites and apps, not just on Kashu. Their use of data is governed by their own privacy and cookie policies, and we encourage you to review those policies for more information.

4. Your Choices and Control

We believe it’s important for you to have control over how cookies are used. You can manage cookies in the following ways:

• Browser Settings
  Most internet browsers allow you to view, manage, delete, or block cookies. Instructions can usually be found in your browser’s “Help” or “Settings” menu. Please note that if you block essential cookies, certain features of Kashu may not function properly (e.g., login sessions, transaction processing).
• Device Settings
  On mobile devices, you can adjust privacy and advertising settings through your operating system. For example, iOS and Android devices allow you to reset advertising identifiers or limit ad tracking altogether.
• Cookie Consent Banner
  When you first visit Kashu’s website or app, you will see a cookie consent banner. This banner gives you the option to accept all cookies, reject non-essential cookies, or customize your preferences. Your choices will be remembered on future visits unless you clear your cookies or change your settings.
• Opt-Out Tools
  Certain third-party service providers (such as Google Analytics and major ad networks) provide opt-out tools that prevent your data from being used for targeted advertising or analytics. Links to these tools can be found in their respective privacy policies.
• Withdrawal of Consent
  You may withdraw your consent to non-essential cookies at any time by adjusting your cookie settings via our banner or clearing cookies from your browser/device.

By exercising these controls, you can tailor your cookie preferences to balance convenience, privacy, and personalization.

5. Data Protection and Privacy

Cookies sometimes collect information that is considered “personal data” under applicable privacy laws (such as GDPR, CCPA, and other data protection regulations). Examples include your IP address, device identifier, or online behavior patterns.

At Kashu, we treat all cookie-related data with the same level of care as any other personal data:

• Security Measures – We apply encryption, secure transmission protocols (HTTPS/TLS), and strict access controls to protect cookie data.
• Minimal Retention – We retain cookie-related data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
• Compliance – We comply with relevant data protection laws and implement safeguards to ensure cookies are used lawfully and transparently.
• Integration With Privacy Policy – Information collected through cookies is covered by our [Privacy Policy], which details how data is processed, stored, and shared.

We never sell your personal information. Any third parties that receive data from cookies (e.g., analytics providers) are required to use it only for the purpose of providing services to us and must adhere to strict privacy and security standards.

6. Updates to This Policy

We may update this Cookie Policy periodically to reflect:

• Changes in Law – Regulatory requirements, such as updates under the GDPR, CCPA, or other emerging privacy frameworks.
• Technological Advances – New tracking methods, analytics tools, or security improvements that alter how cookies are used.
• Business Practices – Updates to Kashu’s services, integrations, or partnerships that involve third-party cookies or related technologies.

When we make material changes to this Cookie Policy, we will:

• Post the updated version on our website and mobile app.
• Update the “Last Updated” field at the top of this page.
• In some cases, provide additional notice (such as an in-app alert or email) if the changes significantly affect your cookie choices or rights.

We encourage you to review this policy regularly to stay informed about how we use cookies and how you can manage your preferences.

7. Contact Us

If you have any questions about this Cookie Policy or our data practices, please contact us at:

Kashu, Inc.
1603 Capitol Ave Ste 415 #674380
Cheyenne, WY 82001
Email: help@kashupay.com

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